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Financing when you need it, without personal guarantee

Baemingo Boost – Business Loan

Borrow up to £50,000 with no credit check. The financing is based on your card sales, making the process both simple and flexible.

Fast and easy

The Process

Access fast, flexible financing – completely hassle-free. With Baemingo’s revenue-based financing, your business grows at the pace that suits you.

Use Baemingo: Use Baemingo’s POS system for at least 3 months
Get capital: You receive an offer, choose the amount, and get the money quickly
Grow & repay: Invest in your business and repay through your daily sales

Why revenue-based financing?

Revenue-based financing makes it easier to grow without traditional loan requirements. You repay at the same pace as your sales, giving you security and flexibility.

No personal guarantee
No personal credit check
Fixed fee – no interest
Flexible repayment that follows your daily sales
Fast and smooth process

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Security & transparency

Financing is handled through a secure and well-established payment infrastructure. You get full insight into costs and repayment – with no hidden fees.

Powered in partnership with Adyen
Everything is automated and encrypted
Full overview of fees and terms
No unexpected costs

How customers use the capital

The capital is used to drive immediate growth in the business. No matter the need, the company can invest where it provides the most value.

Purchasing new inventory
Equipment and hardware
Renovating or upgrading premises
Marketing and campaigns
New staff
Expansion to a new location or pop-up

Frequently asked questions

: A fixed percentage is deducted from your sales daily before the payout. The percentage is specific to the received capital and is agreed with you during the offer process. The deductions are based on net captured volume (captures minus refunds and chargebacks), meaning you repay more on busy days and less on slower days.
: Baemingo in collaboration with Adyen offers eligible businesses who have been processing their payments with Adyen access to fast & flexible business financing. The financing onboarding process is online & seamless and you will receive the funds to your bank account.
: Not necessarily. If you are not eligible for Capital today, you could become eligible in the future. If you are on other platforms, moving transaction volume from other payment sources onto Baemingo increases your overall Baemingo processing volume and improves your likelihood of receiving an offer. Bringing more processing volume onto Adyen-operated terminals on Baemingo also increases the likelihood of receiving Capital in the future.
: To be eligible for Capital, you must meet the following minimum requirements:
- Your business to be located in Sweden, UK or Spain
- You must have been actively trading with us for at least 3 months.
- The trade volume must exceed £1,000 per month in each of the last three consecutive months
- You must have a registered business (sole proprietors are not eligible).

Once the above minimum conditions are met, other checks will be carried out by Baemingo and Adyen before the final payout of the Capital occurs.
: No. We do not run a personal credit check on you, and your private finances are not affected. The loan is tied to your company, not to you as an individual.
: Minimally. The repayment is a small, fixed percentage of your daily card sales. On slower days you pay less, and on busier days you pay a bit more. It automatically adjusts to your business activity.
: Instead of interest, the cost of the loan is based on a single fixed fee that we and your company agree on in advance. No hidden costs – the fee is completely transparent and based on your company’s revenue. You always know exactly what you will pay, with no surprises.
: After your application is approved, the money can be in your company’s account within 24–48 hours. In many cases, it arrives even faster.

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